Nearly all small business owners hope to one day offer traditional Medical/Dental/Vision benefits, but it often takes time and incoming revenue to be able to afford some of these plans. For companies who care about their employees well-being, even if Major Med plans aren’t quite in the budget yet, Aflac is often an excellent option. Aflac policies are available at no cost to the business owners (contributions towards the policies would be paid by employees), or the owners can elect to put money towards these policies on behalf of their employees. Additionally, Aflac benefits are offered pre-tax. Aflac has lifetime rate stability, and we are the best at what we do.